State Bank of Pakistan

Monetary Policy

Monetary policy involves central banks’ use of instruments to influence interest rates and/or money supply in the economy with the objective to keep overall prices and financial markets stable.

Financial Market

Markets for trading financial instruments including money, bonds, stocks, and derivative are referred to as Financial Markets. Developed financial markets can play a key role of intermediating between the lenders (savers) and the borrowers (investors)...

Publications & Data

The preamble of the SBP Act, 1956 envisages these objectives as whereas it is necessary to provide for the constitution of State Bank to achieve domestic price stability by way of regulating the monetary and credit system of Pakistan

Financial Inclusion

Financial inclusion is defined as access to formal financial services by individuals & firms to use a range of quality payments, savings, credit and insurance services which meet their needs with dignity and fairness.

Financial Stability

Financial stability reflects the state in which the financial system-financial intermediaries, financial markets and financial market infrastructure-aids in smooth flow of funds between savers and investors in a structured and trustful manner.

Payment Systems

Payment System is about how participants from individuals to banks, governments and international participants exchange monetary value within an economy and across national borders.

Banking Regulations & Supervision

One of the fundamental responsibilities of the State Bank is regulation and supervision of the financial system to ensure its soundness and stability as well as to protect the interests of depositors.

Sharia Compliant Banking

Islamic banking is defined as banking system which is in consonance with the spirit, ethos and value system of Islam and governed by the principles laid down by Islamic Shariah.

Consumer Protection

Financial products and services play a crucial role in enabling consumers to build their financial resilience, seize opportunities, and meet essential needs. However, consumers also face a range of risks when engaging with such financial offerings.

Credit Information Bureau

The role of Credit Information Bureau is integral to credit risk management and the promotion of a sound credit culture in financial system.

Rupee ko Pehchano

The Founder of Pakistan Quaid-e-Azam Muhammad Ali Jinnah, in May, 1948, took steps for immediate establishment of the State Bank of Pakistan.

Incentive Schemes

Refinance facilities are targeted loans from State Bank of Pakistan (SBP) to support exports and industrial growth with the ultimate objective of promoting overall economic development of the country.

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